Do you feel you were charged unjustified and excessive legal fees in order to obtain a loan? Do you feel your terms were not properly explained to you and feel you were deceived by the figures presented at signing? Were you told one story but when you went to sign realized the terms had changed but signed anyway? Do you feel you received unfair rates because of your skin color? Where you promised better terms in the future and they never materialized? Don't feel alone, just take a look at the comments posted on any major media articles online that discuss litigation against any mortgage lender. Don't feel helpless, federal legislation such as Real Estate Settlement Procedures Act (RESPA), Truth in Lending Act (TILA), Home Ownership and Equity Protection Act (HOEPA), and State and Local Predatory regulations (CA AB 489/344) exist to protect consumers against predatory lending practises. Pleas Contact us if you would like your documents reviewed.

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